This is the credit building process to add good credit history to your report. As the negative credit history ages, it will count less against your score and the new good credit history will count more towards your score.

Credit Loan Builder Programs

• Self

• Credit Strong

Secure Credit Cards

• Self Visa - no credit check, no deposit, must be enrolled in Self Lender Credit Loan Builder account for minimum of three months

• Chime Secure - no credit check, no minimum security deposit, no annual fee, must have a Chime Spending account